Engineered for Truth & Simplicity
Every detail in TracXpense was designed to eliminate friction, prevent money awkwardness, and deliver mathematical certainty.
Multiple Payers & Custom Splits
Real life doesn't fit into neat equal boxes. Sometimes one roommate pays for the pizza on card while another covers the delivery fee in cash. TracXpense supports:
- Multiple Payers: Log exact sums paid by different members on a single transaction.
- Custom Shares: Split by exact rupees, percentages (e.g. 60/40), or custom shares (e.g. 2 for couples, 1 for singles).
- Paisa Precision: Everything is calculated in integer minor units end-to-end to prevent annoying 1-paisa discrepancies.
- Keypad Calculator: Built-in arithmetic operators (+, −, ×, ÷) right inside the amount keypad.
Tamper-Evident Hash Chained Ledger
Have you ever noticed your balance mysteriously change in other bill splitting apps, with no idea who edited what? TracXpense changes that forever:
- SHA-256 Block Chaining: Every transaction, revision, or settlement creates an append-only block chained to the previous hash.
- Full Revision History: Inspect any transaction to see who changed the amount or split ratios, at what time, and by how much.
- 30-Day Trash & Restore: Accidentally deleted a transaction? Restore it in one tap with full historical integrity preserved.
- Immutable Audit Log: Complete transparency across all shared group members.
Instant UPI Settlements & Dynamic QR Codes
Never copy-paste bank account numbers or manually calculate change again. TracXpense connects directly with the Indian payments ecosystem:
- One-Tap Deep Links: Tap "Settle Up" to automatically launch Google Pay, PhonePe, Paytm, or CRED pre-filled with the exact balance.
- Dynamic On-Screen QR: Show a generated QR code on your phone screen for your friend to scan and pay on the spot.
- Gentle Nudges: Share polite payment reminders with your UPI payment link attached.
- Balance Simplification: Automatically computes the fewest possible transactions required to square up the entire group.
Dual Spaces: Joint Accounts + Private Space
Most apps force you to choose between a group bill splitter and a personal budgeting tool. TracXpense delivers both in one unified app:
- Unlimited Shared Accounts: Create dedicated spaces for your flatmates, roadtrips, college roommates, or couple expenses.
- Private Personal Space: Keep your daily coffee, gym memberships, and private shopping completely segregated from group eyes.
- Aggregated Insights: View your total monthly burn rate, categorized by food, rent, entertainment, travel, and bills.
Ready to Split Bills Without Limits or Paywalls?
Download TracXpense now. No credit card, no password setup, no ads, and no 3-bill caps. Ever.
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